# China Fintech
Latest news and articles about China Fintech
Total: 2 articles found
Business
Xiaohongshu’s Financial Purge: Targeting the Gray Market of Global Research and Shadow Advice
Xiaohongshu has launched a major crackdown on financial accounts to eliminate illegal investment advice and the unauthorized resale of elite global research reports. The platform is moving to a 'licensed-only' certification model, effectively silencing independent financial influencers in favor of regulated institutions.
NeTe2026年6月4日 15:08
#Xiaohongshu#Financial Regulation#Investment Research
Business
Shadow Interest: How Chinese Fintech Platforms Are Bypassing Lending Caps with 'Fee Splitting'
An investigation into the lending platform Yixianghua has exposed how 'fee splitting' allows lenders to charge annual rates exceeding 40%, far above the 24% legal limit. New regulations arriving in August 2026 aim to eliminate these hidden costs and protect consumer rights.
NeTe2026年5月26日 03:38
#China Fintech#Yixianghua#Online Lending