# Digital Payments

The Automation of Ambition: How AI and Stablecoins are Reshaping the Global South's Digital Economy

Fintech leader EBANX predicts that emerging markets will add one billion new consumers by 2036, driven by a radical shift toward localized payments, Agentic AI, and stablecoins. As traditional credit card reliance fades, the global digital economy is moving toward an automated, decentralized order where AI agents manage consumption and digital assets provide a hedge against economic volatility.