# Financial Inclusion

The High-Tech Tightrope: Ant Group’s Consumer Finance Arm Navigates Inclusion and Regulation

Ant Consumer Finance is leveraging AI and alternative data to expand credit to China's underserved 'new citizens' while facing persistent regulatory hurdles. The company's 2025 ESG report reveals a push for 'financial health' and green lending, even as it grapples with penalties over aggressive debt collection practices.