# down payment
Latest news and articles about down payment
Total: 2 articles found
Shanghai Cuts Commercial‑property Down‑payment Floor to 30% — A Targeted Move to Restart Transactions
Shanghai's central bank branch and financial regulator have set a new minimum down payment floor of 30% for commercial and mixed residential‑commercial property purchases from 16 March 2026. The measured easing aims to restart transactions while leaving banks discretion to manage credit risk, reflecting a careful balancing act between market support and financial stability.
Beijing Lowers Down‑Payment Floor for Commercial Property to 30% — A Targeted Stimulus for a Stalled Market
China's central bank and national financial regulator have lowered the minimum down payment for commercial property purchases to 30%, allowing provincial regulators to set higher city‑level floors. The measure aims to ease inventory pressures in the commercial sector but faces limits given structural demand weakness and potential risk to bank balance sheets.