# household savings
Latest news and articles about household savings
Total: 2 articles found
China’s Deposit Rates Slide: Large CDs Fall Below 1% as Banks Trim Long-term Offers
Chinese banks have cut rates on large-denomination certificates of deposit, with many short-term offerings now below 1%. The retreat of longer-term deposit products and tighter issuance reflects central-bank easing and banks’ efforts to protect net interest margins, prompting savers to seek alternative yields and raising questions about future credit growth and financial stability.
China’s Households Save More, Borrow Less: Big Provincial Deposits Rise Masks Weak Consumption
Provincial 2025 banking data show household deposits climbing rapidly across several provinces while household short-term loans shrink, signalling greater risk aversion and subdued consumption. Corporate lending, by contrast, expanded robustly, driven by policy support and firms’ financing needs, leaving regulators with the task of converting high savings into stronger domestic demand.