# monetary%20policy
Latest news and articles about monetary%20policy
Total: 27 articles found
PBoC Signals More Easing but with Targeted Tools as Beijing Recasts Monetary Framework
PBoC governor Pan Gongsheng said Beijing will pursue a ‘moderately loose’ monetary policy in 2026 with room for further reserve‑requirement and interest‑rate cuts, while accelerating a shift toward targeted structural tools and a market‑oriented monetary framework. The bank plans to expand re‑lending and risk‑sharing facilities for private firms, tech and small businesses, strengthen macroprudential oversight, and deepen international financial integration.
China’s Households Save More, Borrow Less: Big Provincial Deposits Rise Masks Weak Consumption
Provincial 2025 banking data show household deposits climbing rapidly across several provinces while household short-term loans shrink, signalling greater risk aversion and subdued consumption. Corporate lending, by contrast, expanded robustly, driven by policy support and firms’ financing needs, leaving regulators with the task of converting high savings into stronger domestic demand.
China Holds Fire on LPR for Eighth Month as Markets Brace for Possible Q2 Rate Cut
China left its LPR unchanged for an eighth straight month on January 20, with the one‑year rate at 3.00% and the five‑year+ at 3.50%. Forecasters warn that worsening export pressures from higher U.S. tariffs could prompt Beijing to follow early targeted easing with a broader policy rate cut in Q2, which would likely push mortgage and corporate lending rates lower.