# mortgage
Latest news and articles about mortgage
Total: 2 articles found
Shanghai Cuts Commercial‑property Down‑payment Floor to 30% — A Targeted Move to Restart Transactions
Shanghai's central bank branch and financial regulator have set a new minimum down payment floor of 30% for commercial and mixed residential‑commercial property purchases from 16 March 2026. The measured easing aims to restart transactions while leaving banks discretion to manage credit risk, reflecting a careful balancing act between market support and financial stability.
Shanghai’s ‘New Seven Measures’ Sparks a Spike in Inquiries — Cautious Sellers and Gig Workers Lead the Early Uptick
Shanghai’s municipal authorities introduced a seven‑point package on 25 February easing purchase rules for some non‑local residents, expanding provident‑fund loan capacity and adjusting property tax arrangements. The measures prompted an immediate rise in enquiries — particularly from five‑year residence‑permit holders without social insurance and young non‑local workers nearing contribution thresholds — and a modest uptick in relisted second‑hand homes, though agents warn loan access and income stability will limit quick sales.