# Banking
Latest news and articles about Banking
Total: 12 articles found
Agricultural Bank of China Pilots Computing Power and Token-Based Tech Loans
State-backed lender turns digital compute and AI token consumption metrics into bankable credit assets for tech startups.
China's Inclusive Loans to Small Businesses Rise 8% in Second Quarter
Official data shows banking and insurance assets continued steady expansion alongside growth in micro-enterprise lending.
China's Central Bank Adds Eight Commercial Banks as Digital Yuan Operators
The expansion brings the total number of designated e-CNY operating institutions to 30, adding key joint-stock and regional lenders.
China Overhauls Real Estate Credit Rules to Tie Mortgages to Project Completion
New PBOC and NFRA guidelines delay mortgage disbursement on pre-sale housing until completion and cap home loan maturities at 40 years.
Bank of Communications Post-Earnings: Deposit Rollover Tops 90% as Margins Rebound
High-yield fixed deposits repricing at lower interest rates helped lift the state-owned lender's net interest margin in the first half of 2026.
China's New RMB Loans Rose 10.38 Trillion Yuan in First Seven Months
Central bank data shows steady corporate borrowing balanced by a contraction in household loans and slower total social financing growth.
China's Central Bank Pledges Counter-Cyclical Policy Support
The People's Bank of China plans incremental policy tools and closer fiscal coordination as targeted lending supports private firms.
PBOC to Conduct 1 Trillion Yuan Outright Reverse Repo Operation
The central bank rolls over six-month liquidity to maintain stable cash conditions across China's banking sector.
China’s Financial Leasing Assets Reach 5.23 Trillion Yuan as Tech Surges
Growth in computing power and energy storage leasing propelled total industry assets up 7.89% by late 2025, according to official report data.
China Mandates Full Disclosure of Personal Loan Costs Starting August 1
New rules from the NFRA and PBOC require banks and consumer lenders to publish transparent financing cost tables and cap loan interest rates.
China Issues Joint Guidelines and First National Catalog for Tech Finance Data
Nine government agencies introduce National Tech Finance Data Catalog 1.0 to enhance public data sharing and streamline credit assessment for tech firms.
Chinese Bank Wealth Management Assets Shrink 8.6% as Licenses Tighten
First-half data from 15 banks shows significant contraction in wealth management as regulators restrict licenses for smaller institutions.